The questions brokers ask before they move.

It depends on your volume, your average file size and how much of your book renews and refers, which is why we will not publish a figure. What we will say is that compensation here is top tier and competitive, set against your volume, with top tier lender status on every file and no middle layer taking a cut between you and the lender. Bring your last twelve months to a discovery call and we will show you the number on your own figures and put it in writing. For the industry picture, read how much mortgage brokers make in Canada in the Knowledge hub.

Your broker portal and dashboard, marketing support, compliance review and payroll processing are included. BrokerDam, the CRM, is a separate paid product that our brokers get at a member rate; it is a choice, not a bundle, and any compliant CRM is welcome. You get a complete written breakdown of every cost on your discovery call, before you sign anything, so there are no surprises after you join.

Split is the share of each commission the brokerage says you keep. Net is what lands in your business after every fee, every tool you pay for, any lead cost and anything the brokerage does not carry that you have to. Two offers ten points apart on split often sit within a few percent on net. We compare on net, and the eight line worksheet in the Knowledge hub lets you do the same with every offer, including ours.

A competitive split structure that depends on your volume and business model, with top tier status on every file and direct submission to lenders. We walk through the exact numbers on a discovery call and put them in writing.

Commissions are processed by our in house payroll team once the lender funds, and paid out promptly on a regular schedule. You always know where your money is, and the team is one message away if you have a question about a payout.

Every A.I.M.I. Collective broker carries errors and omissions coverage as required by regulators. We explain exactly how coverage is arranged and what it costs during onboarding, so you know your protection before you write your first file with us.

Yes. Your clients are yours: the relationship, the renewal and the referral. That is true of the clients you bring and the clients you originate here, and it is written down.

Every file you fund here is a renewal that belongs to you, and the portal and your CRM carry the maturity dates so nothing is lost to a lender's letter. Renewals on files funded at a previous brokerage depend on your agreement with that brokerage and on where the records live; read the switching guide in the Knowledge hub before you give notice.

Deals in progress can move with you. Before you give notice we map every live file by stage with you and agree which ones close under the old brokerage and which come across, so nothing falls through during the switch. Lender registrations run in parallel with the licence transfer so your first submissions here are not delayed.

Yes. You are licensed under A.I.M.I. Collective, as the regulator requires, and you operate under your own name.

Yes. Many of our brokers run their own sites. We add the brokerage details the regulator requires and leave the rest to you.

Yes. Many of our brokers run their own team brands. We amplify your brand with co branded materials rather than replacing it, and the compliance review makes sure the licensing information is right.

Yes, if it is planned. The switch runs in parallel: notice, licence transfer, lender registrations and the pipeline map in the same week, with live files assigned to whichever brokerage closes them cleanly. Done that way a switch costs a few days of administration and no files. The full sequence for each province is in the switching guide.

Yes. Conversations with A.I.M.I. Collective are confidential. Most brokers explore options while still registered elsewhere, and nothing is communicated to anyone until you decide to move. The same applies to bankers considering the move; nothing is said to your employer.

Your licence is yours and the transfer is an administrative change. In British Columbia you submit a change of employment through BCFSA. In Alberta the change is processed through RECA with your new brokerage. In Ontario your new brokerage sponsors your licence through FSRA. We walk you through the steps for your province and handle our side of the paperwork.

We are licensed in British Columbia, Alberta and Ontario, with brokers across all three. Our offices are in Surrey and Kitchener, and brokers work remotely across the three provinces.

A.I.M.I. Collective Mortgage Group is an independent brokerage that is part of the Dominion Lending Centres network. You get the network advantages, national brand recognition and lender relationships, combined with local leadership, direct lender submission and hands on support from our Surrey and Kitchener teams.

Two places. The team chat, where new and experienced brokers and underwriters answer questions around the clock; a DSCR question at 9pm gets an answer at 9pm. And the Deal Desk, where our underwriting team structures and places the commercial, B and alternative files you would otherwise refer away, while you stay the client's point of contact. The desk works in exchange for a commission split on that file, it is optional, and it is your call file by file.

A dedicated compliance team reviews files centrally, tracks licence deadlines and keeps the audit trail. You still sign the disclosure, so you should still understand it, and the Knowledge hub covers FINTRAC, CASL and each province's rules.

Payroll is processed in house and deal submission support keeps your files moving, so your time goes to clients rather than paperwork.

Brokers submit directly to more than 100 lenders including major banks, monolines, credit unions, B lenders, private lenders and alternative lenders. There is no national deal desk between you and your approval.

Yes. You submit directly to every lender we work with. Nothing is forced through a middle layer and nobody takes a cut between you and the lender. The Deal Desk is there when you want it, not in the way when you do not.

A broker portal with your documents, Deal Desk submissions, training resources, events and invoices in one place, plus automated client communication and digital document collection, all included and set up for you. BrokerDam, the CRM, is a separate paid product available to our brokers at a member rate.

Done for you social media content and scheduling, video production support, personal brand development, email marketing templates and co branded campaign materials, produced by our in house marketing team. What we do not provide is leads.

Weekly lender updates and training sessions, deal strategy support, mentorship from senior brokers, and a private broker community where top performers share what is working. There is no formal programme with a guaranteed timeline; there is a community that shows up.

From you, and we say that plainly because brokerages that promise leads rarely deliver them. Your next clients come from your database, your referral partners and a Google profile with reviews. What we provide is the infrastructure that frees the hours to build that: processing, compliance, an underwriter and a marketing team that produces something. We provide the infrastructure. You build the book.

Yes, and most brokers here have. Commercial, private and alternative, construction, investors, self employed and newcomers each have a lender panel, an underwriter who has placed those files and brokers who already own the niche. Read the specialist pillar in the Knowledge hub.

Brokers with an assistant, an associate or a junior broker bring the team with them, and brokers who want to build one have the training and the community to do it. Structure and terms for a team are agreed in writing with head office before anyone joins. Ask about it on a discovery call.

Yes, if you are licensed. New brokers get onboarding, weekly lender training, mentorship from senior brokers through the team chat and deal strategy support, and marketing support to build a pipeline from the people who already know them. We do not sponsor initial licensing and we do not hand out leads.

A.I.M.I. Collective has more than 75 brokers on its roster, verifiable through the BCFSA public register, with offices in Surrey, British Columbia and Kitchener, Ontario, serving brokers across three provinces.

Book a confidential 30 minute discovery call at aimicollective.com/book, or email office@aimicollective.com. We will walk through your business and show you exactly what joining looks like.