• BROKER FAQ

Questions brokers actually ask.

Straight answers about joining A.I.M.I. Collective. If yours is not here, book a discovery call and ask us directly.

• COMPENSATION AND FEES

Compensation and fees

What commission split does A.I.M.I. Collective offer?
Our compensation is structured to be among the strongest available to independent brokers, with a competitive split structure, top tier status on every file, and no middle layer taking a cut between you and the lender. Splits depend on your volume and business model, so we walk through exact numbers on a discovery call and put them in writing.
Are there desk fees, monthly fees, or technology fees?
Your broker portal and dashboard, marketing support, compliance review, and payroll processing are all included. BrokerDam, the CRM, is a separate paid product our brokers get at a member rate. We will give you a complete written breakdown of any costs on your discovery call, so there are no surprises after you join.
How does payroll work and how quickly do brokers get paid?
Commissions are processed by our in house payroll team once the lender funds, and paid out promptly on a regular schedule. You always know where your money is, and our team is one message away if you have a question about a payout.
Is errors and omissions insurance included?
Every A.I.M.I. Collective broker carries errors and omissions coverage as required by regulators. We explain exactly how coverage is arranged and what it costs during onboarding, so you know your protection before you write your first file with us.
• LENDERS AND DEALS

Lenders and deals

Which lenders can I submit to through A.I.M.I. Collective?
Brokers submit directly to more than 100 lenders including major banks, monolines, credit unions, B lenders, private lenders, and alternative lenders. There is no national deal desk between you and your approval.
Is there a deal desk, or do I submit files myself?
You submit directly to every lender we work with. Nothing is forced through a middle layer and nobody takes a cut between you and the lender. Separately, our Deal Desk is there if you want it: hand a commercial, B or alternative file to our underwriting team in exchange for a commission split on that file, while you stay the client's point of contact. It is optional and it is your call, file by file.
What support exists for tough or alternative files?
A.I.M.I. Collective runs regular B and alternative lending matchmaking events where brokers meet lender BDMs directly, and senior brokers help structure files that do not fit standard guidelines. Brokers who would rather hand a difficult file over entirely can use our Deal Desk for underwriting support in exchange for a commission split.
• JOINING AND LICENSING

Joining and licensing

How do I transfer my mortgage licence to A.I.M.I. Collective?
Your licence is yours and the transfer is an administrative change. In British Columbia you submit a change of employment through BCFSA. In Alberta the change is processed through RECA with your new brokerage. In Ontario your new brokerage sponsors your licence through FSRA. We walk you through the steps for your province and handle our side of the paperwork.
Which provinces do you operate in?
We are licensed in British Columbia, Alberta and Ontario, with brokers across all three. Our offices are in Surrey and Kitchener, and brokers work remotely across the three provinces.
I am new to the industry. Can I join without a book of business?
Yes. New brokers get structured onboarding, weekly lender training, one on one mentorship from senior brokers, and marketing support to build a pipeline from zero.
Do I keep my existing clients and pipeline when I switch brokerages?
Yes. Your clients are yours. Deals in progress can move with you, and our team helps you manage the transition so nothing falls through during the switch.
Is my move kept confidential while I am deciding?
Yes. Conversations with A.I.M.I. Collective are confidential. We understand most brokers explore options while still registered elsewhere, and nothing is communicated to anyone until you decide to move.
What is the difference between A.I.M.I. Collective and the DLC network?
A.I.M.I. Collective Mortgage Group is an independent brokerage that is part of the Dominion Lending Centres network. You get DLC network advantages like national brand recognition and lender relationships, combined with local leadership, direct lender submission, and hands on support from our Surrey and Kitchener teams.
• TECHNOLOGY, MARKETING AND SUPPORT

Technology, marketing and support

What technology do brokers get?
Brokers get a full technology setup including automated client communication, digital document collection, and a broker portal with your documents, training resources, events, and invoices in one place, all included and set up for you. BrokerDam, the CRM, is a separate paid product available to our brokers at a member rate.
What marketing support is included?
Done for you social media content and scheduling, video production support, personal brand development, email marketing templates, and co branded campaign materials, produced by our in house marketing team.
What training and mentorship is available?
Weekly lender updates and training sessions, one on one mentorship with senior brokers, deal strategy support, and a private broker community where top performers share what is working.
Who handles compliance and back office work?
A dedicated compliance team reviews files, payroll is processed in house, and deal submission support keeps your files moving, so your time goes to clients rather than paperwork.
Can I keep my personal brand and website?
Yes. Many of our brokers run their own brands. We amplify your brand with co branded materials rather than replacing it.
How big is A.I.M.I. Collective?
A.I.M.I. Collective has more than 75 brokers on its roster, verifiable through the BCFSA public register, with offices in Surrey, British Columbia and Kitchener, Ontario, serving brokers across three provinces.
How do I start?
Book a confidential 30 minute discovery call at aimicollective.com/book, or email office@aimicollective.com. Confidential. We will walk through your business and show you exactly what joining looks like.

Still have questions?

Book a confidential 30 minute call and we will answer everything about your business, your pipeline, and what joining looks like.