You are not starting over. You are changing the platform you build on. Your lending experience, your professional relationships and your niche come with you. What changes is the number of lenders, who owns the book, and who carries the back office.
Not sure this is your path? Take the four question quiz.
Confidential. Nothing is said to your employer.
Your banking experience does not disappear when you leave the bank. Credit, income, structure, the client conversation: you have done the hard part. What you add is the broker workflow, and the Deal Desk works your first files with you.
The nine step transition planStop asking whether the bank will approve it. Start asking who will. A lenders, B lenders, credit unions, private and commercial lenders, with top tier status from your first submission.
What access to 100+ lenders meansClients you originate as a broker are yours: the renewal, the refinance, the referral, the next purchase. Turn your expertise and the relationships you are allowed to keep into a book you own.
Your relationships after you leaveAt the bank
One institution
At A.I.M.I. Collective
Many lenders, one submission
At the bank
The bank's products
At A.I.M.I. Collective
A, B, private and commercial solutions
At the bank
The bank's brand
At A.I.M.I. Collective
Your name on the file
At the bank
Corporate targets
At A.I.M.I. Collective
Your own goals
At the bank
Internal network
At A.I.M.I. Collective
Lender forums and 200+ brokers
At the bank
The bank's clients
At A.I.M.I. Collective
A book you build and own
At the bank
Bank systems
At A.I.M.I. Collective
The broker portal, and BrokerDam at a member rate
At the bank
Bank support teams
At A.I.M.I. Collective
Deal Desk, compliance and processing at head office
At the bank
One lending box
At A.I.M.I. Collective
The file that did not fit has somewhere to go
Still under a licence and a brokerage's compliance. More choice, not fewer rules.
Your first files reviewed by people who have placed hundreds.
Structure, lender selection and submission on the files you have not placed before.
Handled at head office, with the current forms for all three provinces in the portal.
Weekly BDM sessions and matchmaking forums with the lenders in the room.
Deal processing and payroll carried at head office.
The broker portal at no cost. BrokerDam, an AI powered CRM built for Canadian brokers, at a member rate.
Weekly lender training, recorded to the portal.
New and experienced brokers answering each other's scenarios, at 9pm as well as 9am.
Study while employed.
Before the licence arrives.
Non solicit, non compete, notice.
The broker workflow, not Mortgage 101.
Twenty conversations a week.
With the Deal Desk beside you.
Renewals, referrals, repeat business.
Business owners, investors, newcomers, commercial.
Head office carries the paperwork.
Business owners, investors, developers, DSCR, the credit memo. You are most of the way to a commercial brokerage book. Let's talk about building it.
Salary, benefits and pension against commission, split and book value.
What you can and cannot do, and why the client list stays behind.
For mobile specialists: what changes and how to time the move.
The eight line worksheet for comparing every offer.
Let's talk about what your transition could look like: your timeline, your notice period, your network and your first ninety days here. Confidential. Nothing is said to your employer.