The tools brokers here open every day, grouped the way a working week is grouped: daily tools, deal tools, compliance and market intelligence. Free to use, no login.
The tools brokers open most.
Debt service coverage on a rental or commercial file, plus the largest loan that still clears your target.
Calculate DSCRQualifying rate, payment, GDS and TDS ratios and the maximum purchase price your client supports.
Run a qualifierExactly what to collect on the files brokers see most, ready to copy into an email to your client.
Browse checklistsChecklists for the files that need a specialist.
Every document a lender asks for on a salaried purchase file in Canada: letter of employment, pay stubs, T4s, down payment history, ID and property.
Open checklistDocuments lenders need from self employed mortgage clients: two years of NOAs and T1 Generals, business financials, bank statements, stated income route.
Open checklistDocuments for a rental property mortgage in Canada: leases, proof of rent, T776 statements, the full portfolio schedule, plus income and down payment.
Open checklistDocuments for new to Canada mortgage programs: PR card or work permit, foreign credit and alternative references, Canadian income and down payment.
Open checklistDocuments for a refinance or equity take out in Canada: mortgage and payout statements, purpose of funds, debts to consolidate, appraisal and income.
Open checklistDocuments for a B lender or private mortgage file in Canada: the property, the exit strategy, bank statements, credit explanation and disclosure.
Open checklistDocument checklist for a commercial income property mortgage: rent roll, operating statements, leases, borrower and guarantor financials, property reports.
Open checklistDocument checklist for construction financing: land, budget and cost to complete, plans and permits, builder experience, presales, draws and takeout.
Open checklistDeadlines and rules by province.
Licence renewals, continuing education cycles and regulator deadlines for BC.
Open BC deadlinesLicence renewals, continuing education cycles and regulator deadlines for Alberta.
Open Alberta deadlinesLicence renewals, continuing education cycles and regulator deadlines for Ontario.
Open Ontario deadlinesEvery dated item across all three provinces plus A.I.M.I. Collective events, with countdowns.
Open the calendarWhat changed at the lenders this week.
Policy moves across our lender panel, summarised for brokers working live files.
Read the latestWhere rates moved this week and what it means for the files you have in progress.
See rate movesNew programs, retired programs and guideline changes worth knowing before you submit.
See product changesLender sessions, training and A.I.M.I. Collective events you can sign up for.
See what is comingA.I.M.I. Collective brokers get the Deal Desk, our lender panel and a team that structures the hard files with you.