Lender updates, market context and practical guidance from the A.I.M.I. Collective team.
How mortgage licensing differs across BC, Alberta and Ontario: BCFSA's Mortgage Services Act transition and the September 22 2026 deadline, Alberta's associate and broker classes under RECA, and why Ontario's FSRA levels restrict lender access rather than seniority.
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What Ontario mortgage agents can and cannot do at Level 1 versus Level 2, the FSRA requirements to upgrade, and why the private lending restriction costs more business than most agents expect.
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Twelve direct questions every mortgage broker should ask before choosing a brokerage, covering commission, lender access, support, and culture.
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A plain language explanation of B lending and private lending in Canada: who uses it, how it differs from bank financing, and why it matters for mortgage brokers.
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A realistic 90 day plan for a newly licensed mortgage broker in BC, Alberta or Ontario building a client pipeline from zero, covering foundation, outreach, and habits that build a referral based business.
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The Mortgage Services Act introduces Personal Mortgage Corporations for BC brokers. What a PMC is, who qualifies, and the questions to settle with your accountant before October 13, 2026.
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The Mortgage Services Act takes effect on October 13, 2026, but the date BC brokers cannot miss is September 22, 2026, the deadline for BCFSA mandatory transition education.
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