Commercial is not a product. It is a business.
Build it, scale it, own your market. Whether you have placed fifty commercial files or one is sitting on your desk right now, this is what stands behind you here: an underwriter, the lenders in the room, and a brokerage that carries the paperwork.
For residential brokers who keep referring commercial files away. The Deal Desk runs the first ones with you.
Start hereESTABLISHED COMMERCIAL BROKERSFor working commercial brokers at capacity. Processing, compliance, an underwriter and the routes for files outside your niche.
See what we carryFROM COMMERCIAL BANKINGYour credit analysis transfers. The fee conversation and the lender panel are new.
Read the bridgeREFERRALS AND CO BROKERINGTerms in writing before the file starts. The client stays with the broker who brought it.
How co brokering worksNine capabilities, one desk. Explained in full on the Deal Desk page.
Banks, credit unions, trusts, life companies, MICs and private funds across three provinces.
Read moreLeverage, coverage, term, seconds and vendor take backs, built with you and explained.
Read moreRent rolls reconciled, income normalised, the file at the lender already underwritten.
Read moreThin history, a property with a story, a tight closing. Placed before, placed again.
Read moreLand, servicing, vertical, presales, draws and quantity surveyor reporting.
Bridge, short term and higher leverage, with the disclosure each province requires.
Conventional and insured, including CMHC programmes, from a fiveplex up.
Portfolio borrowers, refinance sequences, holding companies and blanket lenders.
A specialist beside you on the file, terms in writing, the client stays yours.
Have a complex commercial file? Submit the scenario. The underwriter works it with you and the client stays yours.
Five facts and whatever documents you have. Reviewed within 24 hours.
Leverage, amortisation, insured or conventional, second mortgage, vendor take back.
Which lender types will read this file, and which will not.
The package the underwriter would put in front of that lender.
Third party reports, commitments and conditions tracked with you.
Fee paid from trust, your share on the next statement, client yours for the renewal.
Five or more units, conventional or CMHC insured, banks to life companies.
Retail or office below, residential above. Credit unions and alternative lenders.
The business buying its building. Underwritten on the business, easiest first file.
Warehouses, light industrial, owner occupied or leased. Banks, credit unions, alternative.
Tenant quality and lease terms drive the file. Conventional and alternative lenders.
No income, value in zoning and servicing. Private lenders, low leverage, exit plan first.
Draws, interest reserve, takeout. Private and alternative at the small end, banks with presales.
Farmland and operations. Specialist lenders and credit unions.
Hotels, care homes, gas stations. Specialist and private lenders, structure over rate.
Lender panels change, so we discuss names on the call rather than print them. What does not change: banks, life companies, credit unions, CMHC insured lenders, alternative and private commercial lenders are all placed with here.
The six deal types with typical ratiosThe commercial track of The Broker Collective in Surrey. Commercial lenders at the table, brokers across from them, one on one. The March 2026 edition is on the events page and the next is announced there first.
Events and forumsBDMs and underwriters walk through products, appetite and the files they declined last month. Recorded to the broker portal. This is where you learn who wants what before you submit.
How training worksLicensing follows the property's province. A.I.M.I. Collective has licensed brokers in British Columbia, Alberta and Ontario, offices in Surrey and Kitchener, and the Deal Desk works files in all three. A BC investor buying in Calgary, or an Ontario developer looking west, stays in the family. How a file is shared between brokers in two provinces is set out on the discovery call.
Book a discovery call. If you have a commercial file, we will tell you on the call whether it places and how. If you have a plan, we will map the first three files.