A.I.M.I. Collective Mortgage Group's Ontario office is in Kitchener, licensed by FSRA under licence number 13717 and led by Principal Mortgage Broker Tracy Valko.
A.I.M.I. Collective Mortgage Group's Ontario office is in Kitchener, licensed by FSRA under licence number 13717 and led by Principal Mortgage Broker Tracy Valko. If you are searching for mortgage broker jobs in Ontario, newly licensed and choosing your first brokerage, or thinking about switching brokerages, this page covers how the province works and what changes when you join.
The Financial Services Regulatory Authority of Ontario (FSRA). Agents are licensed at level 1 or level 2, brokers above them, and continuing education runs on a two year cycle.
Kitchener, in the Waterloo Region, with brokers across the GTA, Southwestern Ontario and Ottawa working remotely.
Ontario is the largest brokerage market in the country and the one changing fastest, with pre construction volume down and renewal, refinance and alternative files up across the GTA.
Tracy Valko is one of the most recognised names in Canadian mortgage brokering and leads our Ontario team as Principal Mortgage Broker and brokerage cofounder.
New agents complete an approved level 1 course and apply within two years, sponsored by a licensed brokerage, with a $941 licence fee. Level 2 follows after 12 months licensed and the Private Mortgage Course. See our guides to becoming a mortgage agent in Ontario and Ontario continuing education. Current as of 10 September 2026.
Toronto, Mississauga, Brampton, Vaughan, Hamilton, Kitchener, Waterloo, London, Ottawa, Windsor.
Step by step: how to become a mortgage agent in Ontario and Ontario continuing education.
Read the Ontario mortgage market in 2026 for where files are coming from now, and how to become a Level 2 mortgage agent if you are licensed at Level 1.
A discovery call is a conversation about your book, your pipeline and what the numbers would look like. No obligation either way.
Upgrade from Level 1 to Level 2 in Ontario: 12 months licensed, the Private Mortgages Course, no FSRA fee, and what Level 2 lets you do.
Look up any mortgage agent or broker licence in Ontario, BC or Alberta. Direct links to each free regulator search and what to check before you sign.
GTA sales, prices, new condo and low rise sales, renewals and closing gaps in 2026, and how Ontario mortgage brokers are adjusting their books.
The mortgage broker course in BC, Alberta and Ontario side by side: cost, hours, exams, the step after the course and whether a licence transfers.