Ask for it all the first time. Six checklists covering the files brokers see most, ready to copy straight into an email to your client.
The standard file. Get all of it before you submit and the commitment comes back clean.
Open checklistTwo years of everything, and the business itself. This is the file that most often goes back for more.
Open checklistThe usual income pack plus proof the property, and every other property, pays for itself.
Open checklistInsured new to Canada programs exist for a reason. Here is what they ask for.
Open checklistSame income pack as a purchase, plus the existing mortgage and what the money is for.
Open checklistLess about the income, more about the property and the way out.
Open checklistFor a purchase or refinance of a multifamily, mixed use, retail, office or industrial building held for income. Lenders differ; this is the full pack the Deal Desk asks for.
Open checklistFor land, servicing and vertical construction financing on a residential or mixed use project. Construction lenders fund against cost to complete, so the budget is the centre of the file.
Open checklist