Any brokerage can be approved with a lender. Status is what decides whether your file funds this week or next month.
Written by A.I.M.I. Collective Mortgage Group, Brokerage editorial team
Published September 2026 · Last reviewed 11 September 2026
Lender access is the most repeated line in broker recruiting and the least examined. Being approved with a lender is table stakes. What changes a broker's income is status: the volume tier the brokerage holds with each lender, which sets turnaround, efficiency bonuses and how much room an underwriter gives a marginal file.
Banks, credit unions and monolines for insured and conventional files. Under Dominion Lending Centres our brokers submit under top tier status with the major monolines.
Equitable, Home Trust and the alternative arms of the majors for self employed, bruised credit and non traditional income. The files most brokers turn away.
Equity based lending for short term and complex files, sourced through our private lending matchmaking forum where brokers meet the lenders directly.
Multi family, mixed use, construction and land. Placed through our Deal Desk and the Commercial Matchmaking Forum.
A file that funds in five days instead of fifteen closes before the rate hold expires and before the client shops. Efficiency bonuses of even a few basis points across 100 files a year are real money. That is why every A.I.M.I. Collective broker submits under the brokerage's top tier status from their first file.
Book a confidential call. We will walk you through compensation, lender access and support, with every fee in writing.
See the current panel on our lenders page, and read how the tiers work in our guide to A, B and private lending.
Compare us on net, not on split, and ask for the full cost list in writing before you sign anywhere, including here. The broker portal, compliance review, marketing support and payroll processing are included. BrokerDam is a separate paid product at a member rate rather than a bundled CRM. Compensation is top tier and competitive, set against your volume, and we put the number in writing on the call rather than on a web page.
Six things that decide whether a new mortgage agent funds files in year one: training, a mentor, lender status, underwriting support and a 90 day plan.
Ten brand names, three parent companies. Who owns what in Canada's mortgage brokerage networks and how that changes the way you read a recruiting pitch.
Most recruiting pitches compete on one number. A framework for comparing brokerages on what lands in your account after fees, royalties and lender status.
A recruiting conversation tells you what a brokerage wants to say. Fifteen questions on splits, fees, status, support and exit terms tell you the rest.
Book a call and we will walk through the lender panel and the status your files would carry.