Yes, in most cases. Your licence is held through a brokerage licensed in that province, but where you sit day to day is largely between you and the brokerage, as long as supervision and compliance obligations are met.
Regulators license the brokerage and the individual, not a desk. In Ontario you need Canadian residency and an Ontario mailing address that accepts registered mail. In Alberta and British Columbia the brokerage must be licensed in the province, and you work under its supervision wherever you are.
What changes when you work remotely is how the brokerage supervises, reviews files and supports you. Ask how files are reviewed for compliance, how quickly someone answers when a lender pushes back, whether processing is handled centrally, and how new agents learn without sitting beside someone experienced.
You still need a licence in each province where you arrange mortgages. Working remotely from BC does not let you write Ontario mortgages on a BC licence.
A.I.M.I. Collective has offices in Surrey, BC and Kitchener, Ontario, and brokers in Alberta work remotely with head office support. Processing, compliance and payroll are carried centrally, and a team chat answers questions from new and experienced brokers around the clock.
The questions that separate a supportive brokerage from a licence holder.
Questions to ask before joining a brokerageSix things that decide whether a new mortgage agent funds files in year one: training, a mentor, lender status, underwriting support and a 90 day plan.
Ten brand names, three parent companies. Who owns what in Canada's mortgage brokerage networks and how that changes the way you read a recruiting pitch.
Most recruiting pitches compete on one number. A framework for comparing brokerages on what lands in your account after fees, royalties and lender status.
Bring your questions to a discovery call and a broker owner will answer them directly.