Send us the file you were about to decline. A dedicated underwriter structures it, places it and keeps you as the client's broker.
Written by A.I.M.I. Collective Mortgage Group, Brokerage editorial team
Published September 2026 · Last reviewed 11 September 2026
Most brokers lose more income to the files they turn away than to the split they negotiated. Commercial, construction, B lending with messy income, private second mortgages: each one is a client who goes elsewhere and often takes their residential renewals with them. The Deal Desk is A.I.M.I. Collective's answer. You submit the file through the broker portal, a dedicated underwriter takes it from there, and you split the commission.
Live files only. Enter the Velocity file number or the deal details, upload documents and choose who talks to the borrower: you, or the underwriter as an extension of your team.
An underwriter is assigned and reviews the file inside one business day. You see status and notes in the portal at every stage.
The underwriter structures the deal, picks the lender and manages the submission, conditions and funding.
The client remains yours, the renewal remains yours, and you learn how the file was placed for next time.
Most residential brokers decline commercial outright. With a commercial underwriter behind you, a $3 million multi family file is a phone call, not a referral out.
Book a confidential call. We will walk you through compensation, lender access and support, with every fee in writing.
A share of the commission on the file, agreed before work starts. For BC and Alberta files email royalty@aimicollective.com, for Ontario files email connor@aimicollective.com, or ask on a discovery call. Pre approvals are not accepted through the desk.
Compare us on net, not on split, and ask for the full cost list in writing before you sign anywhere, including here. The broker portal, compliance review, marketing support and payroll processing are included. BrokerDam is a separate paid product at a member rate rather than a bundled CRM. Compensation is top tier and competitive, set against your volume, and we put the number in writing on the call rather than on a web page.
The case for scaling with commercial, the six deal types, how commercial brokers get paid, and the first file checklist.
Six things that decide whether a new mortgage agent funds files in year one: training, a mentor, lender status, underwriting support and a 90 day plan.
Ten brand names, three parent companies. Who owns what in Canada's mortgage brokerage networks and how that changes the way you read a recruiting pitch.
Most recruiting pitches compete on one number. A framework for comparing brokerages on what lands in your account after fees, royalties and lender status.
A recruiting conversation tells you what a brokerage wants to say. Fifteen questions on splits, fees, status, support and exit terms tell you the rest.
Book a call and bring the file. We will tell you on the call whether the Deal Desk can place it.