GUIDE

How to check a mortgage broker or agent licence in Ontario, BC and Alberta

Every province publishes a free public search of licensed mortgage professionals. Here is where to find each one, what it shows and what to check.

Written by A.I.M.I. Collective Mortgage Group, Brokerage editorial team

Published October 2026 · Last reviewed 6 October 2026

Official sources: FSRA: licensed mortgage brokerages, administrators, agents and brokers, BCFSA: find a mortgage broker, Real Estate Council of Alberta (RECA)

The short answer

Use the regulator's public search. In Ontario that is the FSRA licensee search, in British Columbia the BCFSA mortgage broker search, and in Alberta RECA ProCheck. Confirm the licence is active, the licence class matches the work being done, and the brokerage named on the licence matches the brokerage on every document.

Where to search

Ontario: FSRA

FSRA's search of licensed mortgage brokerages, administrators, agents and brokers shows the licence class and the brokerage. Open the FSRA search.

British Columbia: BCFSA

BCFSA's find a mortgage broker search lists registered brokers and brokerages. Open the BCFSA search.

Alberta: RECA

RECA ProCheck covers mortgage associates and mortgage brokers along with real estate licensees. Find it on the RECA website.

What to check on the result

  • The licence is active, not expired, suspended or revoked
  • The name matches exactly, including middle names, so you have the right person
  • The licence class fits the work: in Ontario only a Level 2 agent or a broker can arrange private mortgages
  • The brokerage on the licence matches the brokerage on the commitment and every other document
  • Any regulator warnings or enforcement decisions published about the person or brokerage

Working toward your own licence?

Leave your name, province and the month you expect to write the exam. We will check in around then, and when you have passed we will walk you through what a brokerage needs from you.

One email around your exam month, and we may call or email you about your licence. No newsletters.

Why brokers should check too

The search is not only for consumers. Brokers check it before co brokering a file, before paying a referral fee to another licensee, and before hiring an assistant who claims a licence. Brokerages check it during onboarding, and every regulator publishes warnings about people arranging mortgages without one.

In Ontario the classes matter. A Level 1 agent, a Level 2 agent and a broker are allowed to do different things, and the search shows which one you are dealing with.

Our approach

Every broker at A.I.M.I. Collective is licensed in the province where they work, and licence renewals and continuing education deadlines are tracked centrally so nobody finds out on the day.

How do I look up a mortgage agent in Ontario?
Use FSRA's public search of licensed mortgage brokerages, administrators, agents and brokers on fsrao.ca. Search by name and check the licence class and the brokerage.
How do I check a mortgage broker in BC?
Use the find a mortgage broker search on the BCFSA website. It lists registered mortgage brokers and brokerages in British Columbia.
What is RECA ProCheck?
RECA's public licence search for Alberta. It covers mortgage associates and mortgage brokers as well as real estate licensees.
What if the person is not in the search?
Check spelling and middle names first. If they still do not appear, ask which regulator licenses them and in which province. Arranging mortgages without a licence is an offence in each of these provinces.
Is the licence search free?
Yes. All three regulators publish their searches free for anyone to use.

Know what each licence allows

Level 1, Level 2, broker and principal broker, and how the titles differ by province.