Yes. The licence is issued to you as a broker of a specific licensed brokerage, so most people secure a brokerage while they finish the course.
In British Columbia the licence is not issued to you on your own. It is issued to you as a broker of a specific licensed brokerage, so the application cannot go in until a brokerage has agreed to take you on.
That is why most people start the brokerage conversation while they are still finishing the course. With a brokerage lined up, the application can go in as soon as the exam is passed instead of waiting on a decision afterwards.
BC moved to the Mortgage Services Act on 13 October 2026, so check the current BCFSA requirements when you apply.
We onboard licensed brokers only, so the licence is yours to earn before we can help with anything else. After that you get weekly lender training, a team chat where new and experienced brokers answer around the clock, and senior brokers who will work your first files alongside you. There is no scripted programme with a guaranteed timeline. There is a room full of people who pick up.
Course, exam, brokerage and application under the Mortgage Services Act.
The BC licensing path, in orderUpgrade from Level 1 to Level 2 in Ontario: 12 months licensed, the Private Mortgages Course, no FSRA fee, and what Level 2 lets you do.
Step by step: the course, exam and sponsoring brokerage you need to become a mortgage broker in Ontario, BC or Alberta, plus the cost and timeline.
What mortgage agent and broker jobs in Canada actually are: commission not salary, licensed through a brokerage, and what to compare before you join one.
Bring your questions to a discovery call and a broker owner will answer them directly.