ALBERTA

Join a mortgage brokerage in Calgary

Calgary combines record construction volume with some of the fastest population growth in the country, at less than half Vancouver's benchmark price.

Part of our Alberta network. See the Alberta overview.

A.I.M.I. Collective Mortgage Group is licensed by RECA across Alberta and works with brokers in Calgary. Calgary combines record construction volume with some of the fastest population growth in the country, at less than half Vancouver's benchmark price.

If you are looking at mortgage broker jobs in Calgary, weighing up becoming a mortgage broker in Calgary, or thinking about switching brokerages, this page covers what the local market looks like and what changes when you move.

Calgary in numbers

Local board

Calgary Real Estate Board

Prices

Total residential benchmark, August 2026: $569,800, City of Calgary. Sales of 1,660 were down 16% year over year and new listings of 3,141 down around 10%.

Record construction volume

The Calgary metropolitan area recorded 27,684 housing starts in 2025, a record and up 14% on 2024, per CMHC. The metropolitan area also grew 2.9% between July 2024 and July 2025, among the fastest of any in Canada.

Population

1,306,780 (2021 Census)

What a broker's book looks like in Calgary

Calgary brokers write more files for every million in volume than their BC and Ontario peers, and they close them faster. A benchmark under $600,000 keeps most purchases inside insured lending, which means rate driven A lender files and quick approvals.

Record construction also changes the work. New builds bring completion mortgages, progress draw files and builder incentives to navigate, and the steady flow of buyers relocating from Vancouver and Toronto brings relocation timelines, sale of property conditions and out of province down payments.

Where the files come from

  • Insured first time purchases at price points most of Canada no longer sees
  • New construction, completion and progress draw financing
  • Buyers relocating from BC and Ontario with equity to deploy
  • Energy and trades income with bonuses, overtime and rotational schedules

What changes when you join from Calgary

  • Direct submission to 100+ A, B, private and alternative lenders under Dominion Lending Centres
  • Top tier lender status on every file from day one, with a split that reflects your volume
  • Deal Desk underwriting support on commercial, B and alternative files in exchange for a commission split
  • Compliance, payroll and deal processing handled, plus a broker portal built for the work
  • Weekly lender training, one on one mentorship and private lending matchmaking events

Licensing in Alberta

RECA regulates mortgage brokerage in Alberta. Every licence expires on 30 September regardless of when it was issued, so renewal has to be complete by that date to practise on 1 October. RECA recorded 3,760 mortgage broker licences in Alberta as at 30 September 2025. Current as of 24 September 2026.

Common questions

What licence do I need to work as a mortgage broker in Calgary?
RECA licenses mortgage brokering in Alberta. We onboard licensed agents and brokers; we do not put unlicensed applicants through initial licensing.
Do I keep my own clients and my own brand?
Yes. Your book is yours and you keep your personal brand and website. We add co branded marketing systems, video production support and campaign templates on top.
Do you need an Alberta licence to join in Calgary?
Yes. RECA licenses mortgage associates and brokers in Alberta, and every licence expires on 30 September regardless of when it was issued.
Is Calgary a good market for a new mortgage broker?
It is one of the better ones. Lower prices mean more transactions, insured files approve quickly, and population growth keeps purchase demand high. You will need an Alberta licence from RECA, and every Alberta licence renews on 30 September.

Thinking about a move in Calgary?

A discovery call is a conversation about your book, your pipeline and what the numbers would look like. No obligation either way.