BRITISH COLUMBIA

Join a mortgage brokerage in Abbotsford

Abbotsford is the most affordable corner of the Fraser Valley and the most agricultural, which means a lot of self employed and non standard income files.

Official sources: BC Financial Services Authority (BCFSA), Fraser Valley Real Estate Board, Statistics Canada, 2021 Census of Population, City of Abbotsford

Part of our British Columbia network. See the British Columbia overview.

A.I.M.I. Collective Mortgage Group is licensed by BCFSA across British Columbia and works with brokers in Abbotsford. Abbotsford is the most affordable corner of the Fraser Valley and the most agricultural, which means a lot of self employed and non standard income files.

If you are looking at mortgage broker jobs in Abbotsford, weighing up becoming a mortgage broker in Abbotsford, or thinking about switching brokerages, this page covers what the local market looks like and what changes when you move.

Abbotsford in numbers

Local board

Fraser Valley Real Estate Board

Prices

Benchmark, August 2026: detached $1,117,700, townhouse $596,600, apartment $374,600. The lowest of the Fraser Valley sub areas.

An agricultural and self employed base

72% of Abbotsford's land sits in the Agricultural Land Reserve, per the City of Abbotsford. The Fraser Valley census division reported 2,619 farms and $732.2 million in farm cash receipts, 14.9% of BC's total, in the 2021 Census of Agriculture.

Population

153,524 (2021 Census); 175,360 (BC Stats, July 2025)

What a broker's book looks like in Abbotsford

Abbotsford files rarely arrive with two T4s and a clean credit bureau. With most of the city's land in the Agricultural Land Reserve, a large share of borrowers earn from farms, trades and family businesses, and their income sits on T1 Generals, corporate statements and seasonal cash flow rather than a single pay stub.

It is also the Fraser Valley's entry point. When a first time buyer is priced out of Surrey or Langley, Abbotsford apartments and townhomes are often the next stop, so purchase files from buyers moving east are a steady part of the mix.

Where the files come from

  • Self employed and farm income that needs a lender who reads a business, not just a tax return
  • First time buyers moving east from Metro Vancouver
  • Equity take out and refinances on long held acreages and family homes
  • Rental suites and multigenerational purchases that lean on rental income to qualify

What changes when you join from Abbotsford

  • Direct submission to 100+ A, B, private and alternative lenders under Dominion Lending Centres
  • Top tier lender status on every file from day one, with a split that reflects your volume
  • Deal Desk underwriting support on commercial, B and alternative files in exchange for a commission split
  • Compliance, payroll and deal processing handled, plus a broker portal built for the work
  • Weekly lender training, one on one mentorship and private lending matchmaking events

Licensing in British Columbia

BCFSA regulates mortgage brokering in British Columbia. From 13 October 2026 the Mortgage Services Act replaces the Mortgage Brokers Act, moving BC from registration to licensing with principal brokers accountable for their brokerages. The transition education deadline for existing registrants was 22 September 2026. Current as of 24 September 2026.

Common questions

What licence do I need to work as a mortgage broker in Abbotsford?
BCFSA licenses mortgage brokering in British Columbia. We onboard licensed agents and brokers; we do not put unlicensed applicants through initial licensing.
Do I keep my own clients and my own brand?
Yes. Your book is yours and you keep your personal brand and website. We add co branded marketing systems, video production support and campaign templates on top.
Which lenders do you have for self employed and farm income?
Our brokers submit directly across A, B, private and alternative lenders, and the Deal Desk can take a self employed or agricultural file to underwriting for a commission split.
How do lenders treat farm and agricultural income in Abbotsford?
It depends on the lender and the property. Some A lenders will use two years of farm income averaged on your T1 Generals, others limit how much acreage or outbuilding value they will lend against. Our Deal Desk knows which lenders fit which farm file before it is submitted.

Further reading

Thinking about a move in Abbotsford?

A discovery call is a conversation about your book, your pipeline and what the numbers would look like. No obligation either way.

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