BRITISH COLUMBIA

Join a mortgage brokerage in Nanaimo

Nanaimo combines a retirement heavy population with an unusually high share of home based businesses.

Official sources: BC Financial Services Authority (BCFSA), Vancouver Island Real Estate Board, Statistics Canada, 2021 Census of Population, City of Nanaimo, State of the Economy

Part of our British Columbia network. See the British Columbia overview.

A.I.M.I. Collective Mortgage Group is licensed by BCFSA across British Columbia and works with brokers in Nanaimo. Nanaimo combines a retirement heavy population with an unusually high share of home based businesses.

If you are looking at mortgage broker jobs in Nanaimo, weighing up becoming a mortgage broker in Nanaimo, or thinking about switching brokerages, this page covers what the local market looks like and what changes when you move.

Nanaimo in numbers

Local board

Vancouver Island Real Estate Board

Prices

Nanaimo single family benchmark, July 2026: $822,200, up 1% year over year. VIREB's apartment and townhouse benchmarks are board wide rather than Nanaimo specific.

Retirement and home based business

24% of Nanaimo residents are 65 or over and 36% of local businesses are home based, per the City of Nanaimo's 2025 State of the Economy Report. Expect equity take out, reverse mortgage questions and self employed income.

Population

99,863 (2021 Census); 110,591 (City estimate, 2024)

What a broker's book looks like in Nanaimo

Nanaimo brings two kinds of files together. Retirees relocating from the Lower Mainland and Alberta bring large down payments and questions about equity take out and reverse mortgages, while a large base of home based businesses brings self employed income that needs careful documentation.

Many buyers are also leaving the mainland for a lower cost of living, which means sales of property, bridge financing and timing a purchase against a sale on the other side of the water.

Where the files come from

  • Retirees buying with sale proceeds from the mainland
  • Home based businesses and self employed income
  • Equity take out and reverse mortgage enquiries
  • Bridge financing between a mainland sale and an Island purchase

What changes when you join from Nanaimo

  • Direct submission to 100+ A, B, private and alternative lenders under Dominion Lending Centres
  • Top tier lender status on every file from day one, with a split that reflects your volume
  • Deal Desk underwriting support on commercial, B and alternative files in exchange for a commission split
  • Compliance, payroll and deal processing handled, plus a broker portal built for the work
  • Weekly lender training, one on one mentorship and private lending matchmaking events

Licensing in British Columbia

BCFSA regulates mortgage brokering in British Columbia. From 13 October 2026 the Mortgage Services Act replaces the Mortgage Brokers Act, moving BC from registration to licensing with principal brokers accountable for their brokerages. The transition education deadline for existing registrants was 22 September 2026. Current as of 24 September 2026.

Common questions

What licence do I need to work as a mortgage broker in Nanaimo?
BCFSA licenses mortgage brokering in British Columbia. We onboard licensed agents and brokers; we do not put unlicensed applicants through initial licensing.
Do I keep my own clients and my own brand?
Yes. Your book is yours and you keep your personal brand and website. We add co branded marketing systems, video production support and campaign templates on top.
Is there help with commercial or alternative files?
Yes. The Deal Desk takes commercial, B and alternative files for a commission split while you stay the client's point of contact.
Do Island brokers get the same support as brokers in Surrey?
Yes. You submit under the same lender status, use the same Deal Desk for commercial and alternative files and join weekly training online. Commercial and private files are structured with you, not taken from you.

Further reading

Thinking about a move in Nanaimo?

A discovery call is a conversation about your book, your pipeline and what the numbers would look like. No obligation either way.

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In British Columbia

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Mortgage broker course in BC: how it works in 2026

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