BRITISH COLUMBIA

Join a mortgage brokerage in Victoria

Victoria had its strongest August in five years, on the back of an unusually stable public sector income base.

Part of our British Columbia network. See the British Columbia overview.

A.I.M.I. Collective Mortgage Group is licensed by BCFSA across British Columbia and works with brokers in Victoria. Victoria had its strongest August in five years, on the back of an unusually stable public sector income base.

If you are looking at mortgage broker jobs in Victoria, weighing up becoming a mortgage broker in Victoria, or thinking about switching brokerages, this page covers what the local market looks like and what changes when you move.

Victoria in numbers

Local board

Victoria Real Estate Board

Prices

Victoria Core benchmark, August 2026: single family $1,301,800, condominium $553,600. 591 sales, up 12.6% year over year. VREB reports a core area figure rather than a City of Victoria only figure.

Government anchored income

Public administration is the second largest employer in the region at 27,780 jobs, and 23.4% of the metropolitan area is aged 65 or over. Stable salaried income and a large retired cohort make for a distinctive file mix.

Population

City 91,867; metropolitan area 397,237 (2021 Census)

What a broker's book looks like in Victoria

Victoria runs on stable income. Provincial government jobs, CFB Esquimalt and the universities mean salaried borrowers and defined benefit pensions, which lenders like, and a large retired population brings equity rich owners.

That combination produces a distinctive book: clean purchases for public sector buyers, downsizing and equity take out for retirees, and strata files across a condo market that makes up a large share of the core.

Where the files come from

  • Public sector and military salaried buyers
  • Retirees downsizing or releasing equity
  • Strata purchases across the core
  • Reverse mortgage and pension income files

What changes when you join from Victoria

  • Direct submission to 100+ A, B, private and alternative lenders under Dominion Lending Centres
  • Top tier lender status on every file from day one, with a split that reflects your volume
  • Deal Desk underwriting support on commercial, B and alternative files in exchange for a commission split
  • Compliance, payroll and deal processing handled, plus a broker portal built for the work
  • Weekly lender training, one on one mentorship and private lending matchmaking events

Licensing in British Columbia

BCFSA regulates mortgage brokering in British Columbia. From 13 October 2026 the Mortgage Services Act replaces the Mortgage Brokers Act, moving BC from registration to licensing with principal brokers accountable for their brokerages. The transition education deadline for existing registrants was 22 September 2026. Current as of 24 September 2026.

Common questions

What licence do I need to work as a mortgage broker in Victoria?
BCFSA licenses mortgage brokering in British Columbia. We onboard licensed agents and brokers; we do not put unlicensed applicants through initial licensing.
Do I keep my own clients and my own brand?
Yes. Your book is yours and you keep your personal brand and website. We add co branded marketing systems, video production support and campaign templates on top.
Can I keep my personal brand if I move?
Yes. Brokers keep their own brand and website, and we add co branded marketing systems and video production support on top.
Is Victoria a good market for building a referral business?
Yes. Stable incomes and long tenures mean clients come back for renewals, refinances and their children's first purchases. A broker who stays in touch builds a book that renews itself.

Thinking about a move in Victoria?

A discovery call is a conversation about your book, your pipeline and what the numbers would look like. No obligation either way.