ONTARIO

Join a mortgage brokerage in Kitchener

Kitchener is our Ontario home, and the centre of the strongest small tech market in North America.

A.I.M.I. Collective Mortgage Group is based in Kitchener and licensed by FSRA across Ontario. Kitchener is our Ontario home, and the centre of the strongest small tech market in North America.

If you are looking at mortgage broker jobs in Kitchener, weighing up becoming a mortgage broker in Kitchener, or thinking about switching brokerages, this page covers what the local market looks like and what changes when you move.

Kitchener in numbers

Local board

Cornerstone Association of REALTORS, Waterloo Region

Prices

MLS HPI composite benchmark, July 2026: $633,300. The board publishes a combined Kitchener Waterloo benchmark rather than a Kitchener only figure.

A tech income base

Waterloo Region ranks first among North America's small tech markets and seventh overall, with 11.7% of the workforce in tech roles and 58.2% growth between 2021 and 2024, per CBRE's Scoring Tech Talent 2025. Stock compensation and variable income show up on a lot of files here.

Population

256,885 (2021 Census)

What changes when you join from Kitchener

  • Direct submission to 100+ A, B, private and alternative lenders under Dominion Lending Centres
  • Top tier lender status on every file from day one, with a split that reflects your volume
  • Deal Desk underwriting support on commercial, B and alternative files in exchange for a commission split
  • Compliance, payroll and deal processing handled, plus a broker portal built for the work
  • Weekly lender training, one on one mentorship and private lending matchmaking events

Licensing in Ontario

FSRA regulates mortgage brokering in Ontario. Licences renew annually and expire on 31 March, and continuing education runs on a two year cycle falling in even numbered years, split into Conduct CE and Professional CE. FSRA will not renew a licence without it. Current as of 3 September 2026.

Common questions

What licence do I need to work as a mortgage broker in Kitchener?
FSRA licenses mortgage brokering in Ontario. We sponsor licensed agents and brokers; we do not put unlicensed applicants through initial licensing.
Do I keep my own clients and my own brand?
Yes. Your book is yours and you keep your personal brand and website. We add co branded marketing systems, video production support and campaign templates on top.
Is the A.I.M.I. Collective office in Kitchener?
Yes. Kitchener is our Ontario office, alongside our head office in Surrey, British Columbia.

Thinking about a move in Kitchener?

A discovery call is a conversation about your book, your pipeline and what the numbers would look like. No obligation either way.

Book a discovery call