ONTARIO

Join a mortgage brokerage in Windsor

Windsor is the only major Ontario market where the benchmark is rising, and one of two CMHC has flagged for fast growing delinquencies.

Official sources: Financial Services Regulatory Authority of Ontario (FSRA), Canadian Real Estate Association (CREA), Statistics Canada, 2021 Census of Population, CMHC Residential Mortgage Industry Report

Part of our Ontario network. See the Ontario overview.

A.I.M.I. Collective Mortgage Group is licensed by FSRA across Ontario and works with brokers in Windsor. Windsor is the only major Ontario market where the benchmark is rising, and one of two CMHC has flagged for fast growing delinquencies.

If you are looking at mortgage broker jobs in Windsor, weighing up becoming a mortgage broker in Windsor, or thinking about switching brokerages, this page covers what the local market looks like and what changes when you move.

Windsor in numbers

Local board

Windsor Essex County Association of REALTORS

Prices

July 2026: MLS HPI composite benchmark $579,100, up 0.9% year over year, and average price $541,019. This is the Windsor Essex board area. It is the most affordable of Ontario's major markets and the only one with a rising benchmark.

Rising prices, rising payment stress

CMHC's Spring 2026 Residential Mortgage Industry Report flags Windsor, alongside Barrie, for over 45% year over year growth in mortgage delinquencies. Prices are up while arrears climb, an unusual combination that shows up as renewal and refinance work.

Population

229,660 (2021 Census)

What a broker's book looks like in Windsor

Windsor sits across the river from Detroit, and cross border income is part of the job. Borrowers paid in US dollars, working under US employers or commuting daily bring questions about exchange rates, US tax documents and which lenders accept foreign employment.

The local economy is tied to auto manufacturing, now joined by battery production, so shift work, overtime and layoffs all show up in income histories. Add rising delinquency and you have a market where renewals, refinances and alternative lending matter as much as purchases.

Where the files come from

Cross border workers paid in US dollars
Auto and manufacturing incomes with overtime and shifts
Renewals and refinances under payment pressure
Affordable first time purchases

What changes when you join from Windsor

Direct submission to 100+ A, B, private and alternative lenders under Dominion Lending Centres
Top tier lender status on every file from day one, with a split that reflects your volume
Deal Desk underwriting support on commercial, B and alternative files in exchange for a commission split
Compliance, payroll and deal processing handled, plus a broker portal built for the work
Weekly lender training, one on one mentorship and private lending matchmaking events

Licensing in Ontario

FSRA regulates mortgage brokering in Ontario. Licences renew annually and expire on 31 March, and continuing education runs on a two year cycle falling in even numbered years, split into Conduct CE and Professional CE. FSRA will not renew a licence without it. Current as of 24 September 2026.

Common questions

What licence do I need to work as a mortgage broker in Windsor?

FSRA licenses mortgage brokering in Ontario. We onboard licensed agents and brokers; we do not put unlicensed applicants through initial licensing.

Do I keep my own clients and my own brand?

Yes. Your book is yours and you keep your personal brand and website. We add co branded marketing systems, video production support and campaign templates on top.

What happens to my pipeline if I switch brokerages?

Live files are the main thing to plan around. We have moved enough brokers to have a process for it, and it is the first thing we walk through on a discovery call.

Can a Windsor broker place a mortgage for someone paid in US dollars?

Yes. Several lenders accept US employment income, usually converted at a set exchange rate and supported by US tax documents. Which lender fits depends on the employer, the documents and the down payment.

Thinking about a move in Windsor?

A discovery call is a conversation about your book, your pipeline and what the numbers would look like. No obligation either way.

Book a discovery call

In Ontario

Other cities where our brokers work

Mortgage brokerage in Ontario

Licensing, lender access and how A.I.M.I. Collective supports brokers across the province.

Read the province guide